We did it!!

We did it!  We've moved!  Now to just get everything in it's place (where ever that is).

I'm exhausted, and I have lots of cuts, bruises, and sore muscles (and a headache that just will not go away)....but I have a house, and as soon as it's fully decorated and arranged it going to be super cute!

Signed,
Cheryl (i.e. New Homeowner) 

Journey to the new house - Part 3

 OMG!  Will this house buying journey ever end?

The appraisal took FOREVER to come in....and when it did, it was almost $7000 less than asking price!  (sigh)  Luckily, (for me...not them) the sellers lowered the price to match the appraisal.  Now we just have to wait for all the paperwork to be re-worked, signed, etc..  No solid closing date yet, but we're hoping for next week.  The sooner that better, if you ask me!  I'm hearing the sellers are having the same issue (no appraisal yet) with the house they are buying so I'm keeping my fingers crossed!

Journey to the new house - Part 2

Everything seems to be chugging along.  My loan officer called this morning and said everything is going pretty smoothly.  The appraisal has been ordered and my paperwork is with the underwriter, both of which should be back by the middle of next week.  We are still set to close on the 14th....but the current owners have asked for 3 days to move so I probably won't be moving in until around 23rd, which is sort of a bummer.  

Buying a house is super exciting....but it's also super nerve-racking! The pessimist in me is struggling to get out!

The journey to a new house

I'm so lucky to have a BFF that's a realtor.  She has been such a major help to me sorting out the good vs bad houses.  We looked at quiet a few!!  BUT....looks like we are just about at the end of this journey.

I have made an offer on a house we looked at twice.  The first time I didn't make an offer (even though we all liked it) because we found out they already had an offer they were getting ready to accept....and the house was a little more than I was wanting to spend.  The house went off the market then reappeared 2 weeks later.  Was this a sign??  We went and looked at it again and made an offer that night that was accepted!

I'm a big believer in "everything happens for a reason".  So, maybe me and this house were meant to be!  I hope so....because we are scheduled to close in 3 weeks!  Inspection has been completed and the appraisal is scheduled.  I'm keeping my fingers crossed that all continues to go well with the financing.  Feel free to cross your fingers too. ;)

I think I've lost my mind!

So...... I think I've lost my mind....no, really....I'm not joking....I think it's finally happened and I've snapped....maybe never to return!

I think I'm going to try to buy my first house!  I've gone all this time renting....why now?  Why do I have to be a grown up now?  Why do houses cost so much?  Why are all the cheap one's crap....or in a not so great area....or both? Why can't my perfect house just fit perfectly in my price range and magically appear for me?  And, why do I drive so far to work?

Of course, the answer to that last question is easy.  Because I love my workplace and my co-workers and I love living in Forney.  Let's face it, my parents, my kids, and friends are there.  If only I could just get my little sister to move back I'd have it made. :)

I know some might think it strange that I'm as old as I am (40 something) and I've never bought a house.  But I've always lived in the "what if" world.  What if I change my mind?  What if I get re-married?  What if, what if, what if.  Maybe I have a commitment problem...but I think it's just called being scared.  Scared to spend that much money on something, scared of all the unknowns. OR....maybe I've just always been crazy!  Who knows?!

So, here's to being crazy and trying to buy a house.  Hopefully, I won't lose ALL my hair!  

**By the way....the search is on!  Looked at 3 last night.  Wish me luck!